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Answers · Saint Paul

Who pays for repairs flagged on a TISH report?

The seller is generally responsible for required repairs flagged on a TISH report, because the ordinance obligates the property owner to bring the home up to the city's minimum standard, though the details depend on the city and the deal. Most point-of-sale ordinances distinguish between required repair items, which must be corrected, and lesser comments or recommendations, which don't block the sale. Some cities allow the buyer to formally assume responsibility for required repairs, often with funds escrowed or a completion deadline after closing, which can keep a transaction moving when the seller can't or won't do the work. That's a negotiation point, so talk it through with your agent, and confirm the specific city's rules, since Saint Paul, Minneapolis, and each suburb with an ordinance handles it a little differently. Two cautions from the inspection side: first, TISH repairs address only the city's checklist, so a home can clear every required item and still have significant roof, HVAC, moisture, or sewer issues the evaluation never looked at. Second, if you assume repairs, know what you're assuming; your own inspection will tell you whether the flagged items are the whole story or just the beginning. To get that full picture before you commit, call us or use the free instant quote tool below.

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