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11-Month Warranty Inspection · St. Charles, IA

11-Month Warranty Inspection in St. Charles

11-Month Warranty Inspection in St. Charles, IA by Closer Look Inspectors. A photo-mapped digital report within 24 hours.

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St. Charles · Madison County

11-Month Warranty Inspection in St. Charles

11-Month Warranty Inspection in St. Charles, Madison County, by Closer Look Inspectors. St. Charles is a Madison County town platted in 1852 and incorporated in 1876, home of the Hinterland music festival.

An 11-month warranty inspection times a full review to the end of a builder's first-year warranty — so the settlement cracks, nail pops and grading issues a first Iowa winter reveals get repaired on the builder's dime.

St. Charles is served by our Des Moines team →  ·  (563) 517-7815

Single-story yellow brick rambler with attached garage — 11-Month Warranty Inspection in St. Charles, IASt. Charles
Local housing

Homes in St. Charles.

St. Charles housing runs to houses from the 1852 platting and the 1876 incorporation, early-1900s homes, postwar ranches and newer subdivision-style homes, across the original platted blocks, the school area and the newer streets on the edges of town, on loess-mantled hills of the Southern Iowa Drift Plain in eastern Madison County — and that mix shapes what a 11-month warranty inspection here needs to find.

Local conditions in St. Charles

No Iowa law requires a home inspection before a sale — the one mandatory time-of-transfer inspection covers private septic systems (Iowa Code 455B.172) — which makes an independent inspection the only thorough, buyer-side read on a St. Charles home. St. Charles sits in Madison County, and every Iowa county is EPA Radon Zone 1. Iowa HHS reports Iowa has the largest percentage of homes above the 4.0 pCi/L action level of any state — 71.6 percent in the Iowa Radon Survey — and the Iowa seller disclosure form asks for any known radon test results. Finished basements concentrate it, and only a 48-hour test gives you this home's number. Iowa leaves frost depth to the local building code rather than one statewide number, and the annual freeze-thaw cycle drives the settlement cracks and ice-dam wear that St. Charles-area homes face.

Home inspection in St. Charles →  ·  More about 11-month warranty inspection →

Questions

Common questions.

When exactly do I schedule it?
Around month eleven, leaving time to file the report before the one-year warranty closes.
What does it find?
Issues a full freeze-thaw cycle exposes — cracking, nail pops, and HVAC and grading items.
St. Charles hosts large music festivals, so do I need to think about that when buying a house?
A little, as part of the usual neighborhood questions. The Hinterland festival has been held here since 2015 and Big Country Bash since 2018, so some streets see heavy foot and vehicle traffic on festival weekends. Things that traffic touches are worth noting: how stormwater leaves the lot, the condition of driveways and parking pads, fence and gate hardware, and exterior lighting. The town was platted in 1852, so the age of the wiring, plumbing, roof and foundation of older houses matters too. Madison County is EPA Radon Zone 1.
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